Expat mortgage One of the most important decisions in your life: your home.

One of the most important decisions in your life is the purchase of your house, or rather: your home. At Dokter & van Heuven you have come to the right place for independent mortgage advice, also when you are an expat.

Looking for an expat mortgage?

You work in the Netherlands. You like it here and have plans to stay here for a while. As an expat working in the Netherlands, there is nothing to stop you from buying a house here. However, it is important that you get yourself well prepared before you start looking and you know your possibilities beforehand. Because the mortgage market is slightly different for expats.
Can you loan 95% or 100% of the value of your future house? What kind of insurances do you need? We can help you with this or any kind of questions that you might have. This will help avoid disappointment later on.

Moving plans? The perfect moment for a good mortgage advice consultation!

Together, we look at your financial situation, expectations for now and the future, your wishes, goals and of course your budget. Based on this information, we calculate your borrowing capacity and advise you on the mortgage that suits you best. Do you have moving plans? Then schedule a good conversation with us about your options. This way you can confidently say 'yes' to that fantastic house.

Expat mortgage benefits

  • Permanent contact person
  • Experienced with expat mortgages
  • Always available
  • Independent advice
  • Broad network of experts.
  • Recognized mortgage advisor and financial planners.
  • Choose from many mortgage providers
  • In house notary, so the transfer can be on the same location.

If you would want to know more or if you have any questions, don’t hesitate and contact us!

  • Single point of contact
  • Always available
  • Independent advice
  • The lowest interest rate guaranteed
  • Choose from many providers
  • Recognized mortgage advisor
  • Mortgage advisor region Eindhoven and Gemert

The first mortgage consultation is free and without obligation

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Your mortgage, arranged to your wishes and needs.


A mortgage is tailor-made. We ensure that your mortgage perfectly matches your wishes and possibilities. What is the best mortgage for you?

We will carefully look into this together, step by step.


Taking out a mortgage is no small feat. That is why we think it is important that you can always count on your regular advisor when arranging your mortgage. It shifts nicely and feels so familiar.

The lowest mortgage rate

As an independent advisor, we are not tied to a fixed mortgage lender and we always look for the best and most financially advantageous solution for you.

This way you can be sure that you will always be offered the lowest interest rate.

Rates and subscriptions

Do you want to be sure that your mortgage will also suit you and your life in the future, but you do not have to pay for mortgage advice every time?

Then opt for a continuous subscription with which you have an annual check to see whether your finances are still optimally arranged.

Step by step to your tailor-made mortgage

You want to buy a house, adjust your mortgage or transfer and you need good advice. We are happy to help you by following the steps below together with you.


In many cases we initially speak on the phone. During this conversation we would like to hear briefly who you are and what we can do for you.


After this first acquaintance, we ask you to send the documents that are important for the mortgage advice. Then we schedule an appointment.

A good conversation

In this first consultation we will personally explain who we are and how we work. We would also like to get to know you better and discuss your goals based on the completed customer profile. Does it feel good for both parties? Then we sign a service agreement and in this meeting we present the different mortgage types, mortgage constructions and the mortgage interest rates of different providers. Finally, you will receive an order confirmation in which agreements are recorded.

Mortgage plan and advice

If you have agreed with the order confirmation, we will start working on the mortgage advice. In a follow-up meeting, we will discuss the financial plan and associated mortgage advice. We will then request a draft mortgage quote from the lender and you will receive the mortgage interest offer, the quote for the insurance policies and the application forms as soon as possible. We will personally discuss this offer with you.

Mortgage application

Is everything to your liking? We will then forward the signed quote to the lender.


Even after your mortgage has been taken out, we are there for you. To ensure that your mortgage remains up to date or to check and adjust your total financial situation annually. Want to know more about this? Feel free to contact us and ask about the possibilities.

Want to receive more information?
Contact us